{"id":2116,"date":"2019-09-16T14:07:32","date_gmt":"2019-09-16T12:07:32","guid":{"rendered":"http:\/\/www.rouillier.com\/wordpress-socioeco\/?p=2116"},"modified":"2019-09-16T14:07:35","modified_gmt":"2019-09-16T12:07:35","slug":"perennite-des-regimes-de-retraite-dit-speciaux","status":"publish","type":"post","link":"https:\/\/www.rouillier.com\/wordpress-socioeco\/perennite-des-regimes-de-retraite-dit-speciaux\/","title":{"rendered":"P\u00e9rennit\u00e9 des r\u00e9gimes de retraite dit \u00ab\u00a0sp\u00e9ciaux\u00a0\u00bb"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Notre gouvernement se propose\nde modifier notre syst\u00e8me de retraite afin de le p\u00e9renniser. Il s\u2019agit\nd\u2019homog\u00e9n\u00e9iser les divers syst\u00e8mes de retraite pour arriver \u00e0 un syst\u00e8me dit\n\u00ab&nbsp;universel&nbsp;\u00bb. L\u2019objectif est louable&nbsp;, m\u00eame si ses modalit\u00e9s\nd\u2019application peuvent faire d\u00e9bat. Syst\u00e8me universel ne veut pas forc\u00e9ment dire\nsans exceptions ou d\u00e9rogations, mais que celles-ci ne seront plus li\u00e9s \u00e0 une\ncorporation mais \u00e0 une situation qui peut concerner un salari\u00e9 quelque soit sa\nbranche d\u2019activit\u00e9.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nos divers syst\u00e8mes de\nretraites \u00e9tant parfaitement in\u00e9galitaires, inutile de dire qu\u2019il y aura des\ngagnants et de perdants dans un jeu \u00e0 somme nulle. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Les principaux perdants\nseront les adh\u00e9rents aux r\u00e9gimes dit \u00ab&nbsp;sp\u00e9ciaux&nbsp;\u00bb et les plus fortun\u00e9s\ndes syst\u00e8mes \u00e0 vocation redistributive.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour parler des r\u00e9gimes\n\u00ab&nbsp;sp\u00e9ciaux&nbsp;\u00bb voyons dans quelles conditions de tels syst\u00e8mes son\nviables.<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>Ils doivent tout d\u2019abord \u00eatre \u00e0 l\u2019\u00e9quilibre financier. On ne peut envisager un syst\u00e8me de retraite plus avantageux financ\u00e9 par un r\u00e9gime g\u00e9n\u00e9ral qui le serai moins. Pourquoi\u00a0 un salari\u00e9 qui partirait \u00e0 la retraite \u00e0, disons 63 ans,\u00a0 financerai la retraite d\u2019un salari\u00e9 qui partirait \u00e0 52 ans\u00a0?<\/li><li>Un r\u00e9gime de retraite ne peut \u00eatre p\u00e9renne que si la profession qu\u2019il recouvre est stable sur le plan \u00e9conomique. La profession ne conna\u00eet pas de ch\u00f4mage, le ratio actifs\/retrait\u00e9s reste constant.<\/li><li>La profession doit \u00eatre en situation de quasi-monopole afin de pouvoir inclure dans sa tarification la quote-part n\u00e9cessaire \u00e0 couvrir les cotisations retraites. C\u2019est le cas de la RATP, la SNCF, les avocats, \u2026Si une guerre des prix vient casser ce monopole, les tarifs des prestations ne couvrent plus les cotisations retraite et la caisse se d\u00e9s\u00e9quilibre.<\/li><li>Si la profession est plut\u00f4t r\u00e9serv\u00e9e \u00e0 des salari\u00e9s bien r\u00e9mun\u00e9r\u00e9s et donc la proportion de n\u00e9cessit\u00e9 redistributive faible<\/li><\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">A titre d\u2019exemple, la caisse\nde retraite de la SNCF pr\u00e9sente un d\u00e9ficit de 3,5 milliards (compens\u00e9 par\nl\u2019\u00e9tat, donc le contribuable), mais les effectifs de la SNCF sont pass\u00e9 de\n600.000 cheminots \u00e0 300.000, bousculant le ratio actifs\/retrait\u00e9s. Les\n\u00e9conomies faites en r\u00e9duisant drastiquement le nombre de cheminots sont \u00e0 payer\n,sur le temps, par le d\u00e9s\u00e9quilibre de la caisse de retraite.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Autre exemple&nbsp;: la profession\nd\u2019avocat. Le r\u00e9gime se porte merveilleusement bien, pas de ch\u00f4mage, des tarifs\n\u00ab&nbsp;cons\u00e9quents&nbsp;\u00bb, un ratio actifs\/retrait\u00e9s favorable. La caisse est\nexc\u00e9dentaire&nbsp;! Mais que se passera-t-il si l\u2019intelligence artificielle\ns\u2019immisce dans la profession pour le traitement des dossiers et que le nombre\nd\u2019avocats vient \u00e0 se r\u00e9duire&nbsp;? in\u00e9vitablement la caisse de retraite se\nretrouverai en d\u00e9ficit et le r\u00e9gime ne serai plus viable.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Si on consid\u00e8re la RATP.\nDepuis un certains nombre d\u2019ann\u00e9es elle a perdu de nombreux postes de travail\n(Poin\u00e7onneurs, chefs de station, postes aux guichet, personnel&nbsp; de nettoyage) remplac\u00e9s par des automates ou\nconfi\u00e9s \u00e0 des soci\u00e9t\u00e9s ext\u00e9rieures (non affili\u00e9s \u00e0 leur syst\u00e8me de retraites).\nLes conducteurs sont en voie de disparition remplac\u00e9s par des lignes\nautomatis\u00e9es (1, 14, et bient\u00f4t 4). Le syst\u00e8me ne fera qu\u2019accroitre son d\u00e9ficit\n(actuellement 800 millions financ\u00e9 par l\u2019\u00e9tat) <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tout ceci montre qu\u2019un r\u00e9gime\n\u00ab&nbsp;sp\u00e9cial&nbsp;\u00bb de retraite ne peut \u00eatre viable que dans un temps\nrelativement court. Dans notre p\u00e9riode de rapide mutation \u00e9conomique\nl\u2019environnement changeant remet en cause la p\u00e9rennit\u00e9 d\u2019un syst\u00e8me assis sur\nune seule corporation. Le moindre bouleversement \u00e9conomique perturbe\nsuffisamment l\u2019\u00e9quilibre du syst\u00e8me pour le rendre d\u00e9ficitaire. Seule une mutualisation\ndes risques, dans un syst\u00e8me universel, peut garantir l\u2019avenir de nos retraites\n(les professions en d\u00e9clin \u00e9tant remplac\u00e9e par des professions nouvelles). Si\nles adh\u00e9rents des r\u00e9gimes \u00ab&nbsp;sp\u00e9ciaux&nbsp;\u00bb veulent garantir le versement\nde leurs pensions, ils ont tout int\u00e9r\u00eat \u00e0 se mutualiser dans le r\u00e9gime commun\nquelles qu\u2019en soient les cons\u00e9quences \u00e0 court termes..<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Notre gouvernement se propose de modifier notre syst\u00e8me de retraite afin de le p\u00e9renniser. Il s\u2019agit d\u2019homog\u00e9n\u00e9iser les divers syst\u00e8mes de retraite pour arriver \u00e0 un syst\u00e8me dit \u00ab&nbsp;universel&nbsp;\u00bb. L\u2019objectif est louable&nbsp;, m\u00eame si ses modalit\u00e9s d\u2019application peuvent faire d\u00e9bat. Syst\u00e8me universel ne veut pas forc\u00e9ment dire sans exceptions ou d\u00e9rogations, mais que celles-ci ne [&hellip;]<\/p>\n","protected":false},"author":256,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-2116","post","type-post","status-publish","format-standard","hentry","category-gene"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>P\u00e9rennit\u00e9 des r\u00e9gimes de retraite dit &quot;sp\u00e9ciaux&quot; -<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.rouillier.com\/wordpress-socioeco\/perennite-des-regimes-de-retraite-dit-speciaux\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"P\u00e9rennit\u00e9 des r\u00e9gimes de retraite dit &quot;sp\u00e9ciaux&quot; -\" \/>\n<meta property=\"og:description\" content=\"Notre gouvernement se propose de modifier notre syst\u00e8me de retraite afin de le p\u00e9renniser. Il s\u2019agit d\u2019homog\u00e9n\u00e9iser les divers syst\u00e8mes de retraite pour arriver \u00e0 un syst\u00e8me dit \u00ab&nbsp;universel&nbsp;\u00bb. L\u2019objectif est louable&nbsp;, m\u00eame si ses modalit\u00e9s d\u2019application peuvent faire d\u00e9bat. 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Syst\u00e8me universel ne veut pas forc\u00e9ment dire sans exceptions ou d\u00e9rogations, mais que celles-ci ne [&hellip;]","og_url":"https:\/\/www.rouillier.com\/wordpress-socioeco\/perennite-des-regimes-de-retraite-dit-speciaux\/","article_published_time":"2019-09-16T12:07:32+00:00","article_modified_time":"2019-09-16T12:07:35+00:00","author":"Patrick Rouillier","twitter_card":"summary_large_image","twitter_misc":{"\u00c9crit par":"Patrick Rouillier","Dur\u00e9e de lecture estim\u00e9e":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.rouillier.com\/wordpress-socioeco\/perennite-des-regimes-de-retraite-dit-speciaux\/#article","isPartOf":{"@id":"https:\/\/www.rouillier.com\/wordpress-socioeco\/perennite-des-regimes-de-retraite-dit-speciaux\/"},"author":{"name":"Patrick Rouillier","@id":"https:\/\/www.rouillier.com\/wordpress-socioeco\/#\/schema\/person\/05c7d78573e953cc030814a2e4f78d72"},"headline":"P\u00e9rennit\u00e9 des r\u00e9gimes de retraite dit \u00ab\u00a0sp\u00e9ciaux\u00a0\u00bb","datePublished":"2019-09-16T12:07:32+00:00","dateModified":"2019-09-16T12:07:35+00:00","mainEntityOfPage":{"@id":"https:\/\/www.rouillier.com\/wordpress-socioeco\/perennite-des-regimes-de-retraite-dit-speciaux\/"},"wordCount":722,"commentCount":0,"publisher":{"@id":"https:\/\/www.rouillier.com\/wordpress-socioeco\/#\/schema\/person\/05c7d78573e953cc030814a2e4f78d72"},"articleSection":["G\u00e9n\u00e9rale"],"inLanguage":"fr-FR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.rouillier.com\/wordpress-socioeco\/perennite-des-regimes-de-retraite-dit-speciaux\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.rouillier.com\/wordpress-socioeco\/perennite-des-regimes-de-retraite-dit-speciaux\/","url":"https:\/\/www.rouillier.com\/wordpress-socioeco\/perennite-des-regimes-de-retraite-dit-speciaux\/","name":"P\u00e9rennit\u00e9 des r\u00e9gimes de retraite dit \"sp\u00e9ciaux\" -","isPartOf":{"@id":"https:\/\/www.rouillier.com\/wordpress-socioeco\/#website"},"datePublished":"2019-09-16T12:07:32+00:00","dateModified":"2019-09-16T12:07:35+00:00","breadcrumb":{"@id":"https:\/\/www.rouillier.com\/wordpress-socioeco\/perennite-des-regimes-de-retraite-dit-speciaux\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.rouillier.com\/wordpress-socioeco\/perennite-des-regimes-de-retraite-dit-speciaux\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.rouillier.com\/wordpress-socioeco\/perennite-des-regimes-de-retraite-dit-speciaux\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.rouillier.com\/wordpress-socioeco\/"},{"@type":"ListItem","position":2,"name":"P\u00e9rennit\u00e9 des r\u00e9gimes de retraite dit &#8220;sp\u00e9ciaux&#8221;"}]},{"@type":"WebSite","@id":"https:\/\/www.rouillier.com\/wordpress-socioeco\/#website","url":"https:\/\/www.rouillier.com\/wordpress-socioeco\/","name":"On peut tout dire (Eco &amp; 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